is an advanced online banking and fintech solution built with Laravel 12 and Livewire 3, designed to deliver a complete digital banking experience. It includes powerful features like multi-currency accounts, real-time fund transfers, KYC verification, virtual debit/credit cards, secure authentication (2FA, passkey login), and a fully equipped admin control panel. Admins can manage users, transactions, and compliance easily, while customers enjoy a sleek, mobile-responsive dashboard for managing their accounts, viewing statements, and performing instant transfers. With built-in AML monitoring, role-based access, API-ready architecture, and PWA support, Cyclo Bank is perfect for banks, fintech startups, neobanks, and microfinance institutions looking to launch a professional, production-ready online banking platform. Specifications: Product Name: Cyclo Bank Version: Laravel 12 + Livewire 3 Framework: Laravel PHP Framework Language: PHP, HTML, JavaScript, Tailwind CSS Database: MySQL Authentication: 2FA, Passkey (WebAuthn/FIDO2), Email Verification Account Types: Savings, Checking, Business Transactions: Real-time Processing, Reversals, Bulk Transfers Deposits: Cheque, Wire, ACH, Card, Cash, Mobile Cards: Virtual Debit/Credit with CVV and Limits KYC System: Document Upload & Verification Admin Features: User Management, Transaction Control, Reports & Analytics Security: CSRF, XSS, SQL Injection Protection, Rate Limiting API Support: RESTful API + Webhooks Ready Responsive Design: 100% Mobile & PWA Ready Deployment: Shared Hosting Compatible (No SSH Required) Documentation: Installation Guide, Sample Data, and Support Included Price: $200 Demo: https://pay.sbrbot.trading/ Username: real12 Password: 12345678 pin :123456 Core Banking Features 👤 User Management & Authentication Multi-factor Authentication (SMS/Email) Passkey Login (FIDO2/WebAuthn) Role-Based Access (Super Admin, Admin, Customer) Passwordless Login & Email Verification Secure Password Reset Codes Admin Impersonation (Login as any user) Complete Activity Logs & Audit Trails 💼 Account Management Multiple Account Types (Savings, Checking, Business) Multi-currency Support with Live Exchange Rates Account Status (Active, Frozen, Closed) Account Balance, Overdraft & Interest Rate Tracking Generate Account Statements in PDF Full Transaction History 💸 Transaction Processing Real-Time Processing & Status Tracking Transaction Reversals & Bulk Transfers Fee & Tax Calculations Reference Number Auto Generation Advanced Filtering & Reports 🔁 Fund Transfers Local & International Wire Transfers (SWIFT Supported) Inter-account Transfers Beneficiary Management Transfer Scheduling & Future Transfers Speed Options (Standard, Express, Instant) OTP & Verification Code Protection 💳 Deposits & Withdrawals Multiple Deposit Types: Cheque, Wire, ACH, Card, Cash, Mobile Deposit Approval Workflow Withdrawal Management Deposit & Withdrawal Limits 🪪 Virtual Card Management Generate Virtual Debit/Credit Cards Auto CVV, Expiry, and Card Number Control ATM, Online, and International Usage Daily & Monthly Spending Limits Instant Card Activation/Deactivation 🧾 KYC & Compliance Document Uploads (ID, Passport, Utility Bills) Approval Workflow (Pending, Approved, Rejected) Bulk KYC Processing AML & Fraud Monitoring IP Address & Device Tracking Compliance Reports & Audit Logs ⚙️ Admin Control Panel 📊 Admin Dashboard Real-Time Analytics & Charts Transaction Volume Reports Account Balances Overview KYC Status Summary User Activity Feed 👥 User & Role Management Create/Edit/Delete Users Assign Roles & Permissions Monitor Logins & Activities Suspend, Freeze or Restore Accounts 💰 Transaction Administration Approve, Reject, or Reverse Transactions Batch Processing & Editing Transaction Generator for Testing Export Reports (PDF/Excel) 📈 Reports & Analytics Transaction & Account Reports User & Financial Reports KYC & Compliance Summary Custom Date Range Filtering ⚙️ System Settings Configure Bank Name, Logo, Contact Info Email (SMTP) Setup Manage Transaction Limits & Fees Maintenance Mode Multi-currency & Interest Settings 📩 Notification System Email & SMS Alerts for All Banking Actions Real-Time Push Notifications Custom Email Templates User Notification Preferences 💻 Technical Specifications Built on Laravel 12+ & Livewire 3 Flux UI Pro for a stunning, modern design MySQL Database PWA Ready (Install as Mobile App) CSRF, XSS & SQL Injection Protection Secure File Uploads Rate Limiting & Honeypot Security Backup-Friendly Architecture API Ready (RESTful + Webhooks) 📱 User Experience Highlights Intuitive Customer Dashboard Mobile-Responsive Banking UI Quick Transfers & Card Controls KYC Upload Section Profile & Security Settings