is an advanced online banking and fintech solution built with Laravel 12 and Livewire 3, designed to deliver a complete digital banking experience. It includes powerful features like multi-currency accounts, real-time fund transfers, KYC verification, virtual debit/credit cards, secure authentication (2FA, passkey login), and a fully equipped admin control panel. Admins can manage users, transactions, and compliance easily, while customers enjoy a sleek, mobile-responsive dashboard for managing their accounts, viewing statements, and performing instant transfers. With built-in AML monitoring, role-based access, API-ready architecture, and PWA support, Cyclo Bank is perfect for banks, fintech startups, neobanks, and microfinance institutions looking to launch a professional, production-ready online banking platform. Specifications: Product Name: Cyclo Bank Version: Laravel 12 + Livewire 3 Framework: Laravel PHP Framework Language: PHP, HTML, JavaScript, Tailwind CSS Database: MySQL Authentication: 2FA, Passkey (WebAuthn/FIDO2), Email Verification Account Types: Savings, Checking, Business Transactions: Real-time Processing, Reversals, Bulk Transfers Deposits: Cheque, Wire, ACH, Card, Cash, Mobile Cards: Virtual Debit/Credit with CVV and Limits KYC System: Document Upload & Verification Admin Features: User Management, Transaction Control, Reports & Analytics Security: CSRF, XSS, SQL Injection Protection, Rate Limiting API Support: RESTful API + Webhooks Ready Responsive Design: 100% Mobile & PWA Ready Deployment: Shared Hosting Compatible (No SSH Required) Documentation: Installation Guide, Sample Data, and Support Included Price: $200 Demo: https://pay.sbrbot.trading/ Username: real12 Password: 12345678 pin :123456 Core Banking Features 👤 User Management & Authentication Multi-factor Authentication (SMS/Email) Passkey Login (FIDO2/WebAuthn) Role-Based Access (Super Admin, Admin, Customer) Passwordless Login & Email Verification Secure Password Reset Codes Admin Impersonation (Login as any user) Complete Activity Logs & Audit Trails 💼 Account Management Multiple Account Types (Savings, Checking, Business) Multi-currency Support with Live Exchange Rates Account Status (Active, Frozen, Closed) Account Balance, Overdraft & Interest Rate Tracking Generate Account Statements in PDF Full Transaction History 💸 Transaction Processing Real-Time Processing & Status Tracking Transaction Reversals & Bulk Transfers Fee & Tax Calculations Reference Number Auto Generation Advanced Filtering & Reports 🔁 Fund Transfers Local & International Wire Transfers (SWIFT Supported) Inter-account Transfers Beneficiary Management Transfer Scheduling & Future Transfers Speed Options (Standard, Express, Instant) OTP & Verification Code Protection 💳 Deposits & Withdrawals Multiple Deposit Types: Cheque, Wire, ACH, Card, Cash, Mobile Deposit Approval Workflow Withdrawal Management Deposit & Withdrawal Limits 🪪 Virtual Card Management Generate Virtual Debit/Credit Cards Auto CVV, Expiry, and Card Number Control ATM, Online, and International Usage Daily & Monthly Spending Limits Instant Card Activation/Deactivation 🧾 KYC & Compliance Document Uploads (ID, Passport, Utility Bills) Approval Workflow (Pending, Approved, Rejected) Bulk KYC Processing AML & Fraud Monitoring IP Address & Device Tracking Compliance Reports & Audit Logs ⚙️ Admin Control Panel 📊 Admin Dashboard Real-Time Analytics & Charts Transaction Volume Reports Account Balances Overview KYC Status Summary User Activity Feed 👥 User & Role Management Create/Edit/Delete Users Assign Roles & Permissions Monitor Logins & Activities Suspend, Freeze or Restore Accounts 💰 Transaction Administration Approve, Reject, or Reverse Transactions Batch Processing & Editing Transaction Generator for Testing Export Reports (PDF/Excel) 📈 Reports & Analytics Transaction & Account Reports User & Financial Reports KYC & Compliance Summary Custom Date Range Filtering ⚙️ System Settings Configure Bank Name, Logo, Contact Info Email (SMTP) Setup Manage Transaction Limits & Fees Maintenance Mode Multi-currency & Interest Settings 📩 Notification System Email & SMS Alerts for All Banking Actions Real-Time Push Notifications Custom Email Templates User Notification Preferences 💻 Technical Specifications Built on Laravel 12+ & Livewire 3 Flux UI Pro for a stunning, modern design MySQL Database PWA Ready (Install as Mobile App) CSRF, XSS & SQL Injection Protection Secure File Uploads Rate Limiting & Honeypot Security Backup-Friendly Architecture API Ready (RESTful + Webhooks) 📱 User Experience Highlights Intuitive Customer Dashboard Mobile-Responsive Banking UI Quick Transfers & Card Controls KYC Upload Section Profile & Security Settings

a complete online banking and fintech management script built with PHP Laravel, designed for entrepreneurs, fintech startups, and developers who want to launch a secure digital banking platform quickly. The system provides a powerful ecosystem for managing users, financial transactions, investments, and banking services with an intuitive interface and advanced security architecture. The platform includes a robust user management system with registration, KYC verification, social login integration (Google, Facebook, GitHub, LinkedIn, Twitter), two-factor authentication, and account restriction controls such as blocking or banning users. Administrators can easily manage user balances, review verification requests, set account limits, and track referrals through a powerful admin dashboard. FinCore supports a complete deposit and withdrawal management system with multiple payment gateways including Paystack, Flutterwave, BitPay, and Stripe. Deposits can include proof-of-payment uploads and admin approval workflows, while withdrawals follow a detailed lifecycle with statuses such as pending, processed, rejected, cancelled, or on hold. Users can also transfer funds internally, internationally, or locally with OTP verification and built-in rate limiting to protect transactions. The platform also includes investment and wealth management tools that allow administrators to create configurable investment plans with percentage or fixed ROI, automated profit tracking, and duration-based expiration. Users can apply for loans or grants directly through the system, with full administrative approval workflows and disbursement management. FinCore also features virtual card management with a four-tier card system (Standard, Gold, Platinum, and Black) that includes configurable limits, card top-ups, card blocking, and customizable fees. Additionally, the built-in crypto trading module allows users to participate in cryptocurrency trading directly within the platform. Administrators benefit from a powerful admin panel and CRM system that includes dashboards, task management, customer relationship management, calendar scheduling, lead tracking, and bulk operations such as importing users or generating transactions via Excel. Communication features include automated email notifications, SMS integration with Twilio, in-app notifications with read tracking, Telegram bot alerts, and real-time updates via Pusher. These tools ensure users stay informed about deposits, withdrawals, investments, account verification, and other important activities. Security is a core focus of FinCore. The system includes two-factor authentication for both users and administrators, KYC identity verification workflows, IP address whitelisting, transfer rate limiting, email verification codes, and detailed activity logging that records IP address, device, browser, and operating system data. Additional platform features include Progressive Web App (PWA) support, a configurable five-tier referral commission system, built-in CMS for FAQs and testimonials, and customizable legal pages such as terms and privacy policies. FinCore is ideal for building digital banks, fintech platforms, investment websites, crypto banking services, and online financial management systems. With its modular architecture, strong security framework, and scalable Laravel backend, it provides a reliable foundation for launching and growing a modern financial platform.